Health and Human Services Secretary Kathleen Sebelius said as much herself: “You are not fully enrolled [in Obamacare] until you pay your premium.” Yet data collected by the Republican-led House Energy and Commerce Committee shows that as of April 15, just 67 percent of enrollees in the federally-run Obamacare marketplace had paid their first month’s premiums.
There are a variety of factors that explain why more than 30 percent of enrollees have yet to pay. To begin with, it’s worth noting that millions of Americans waited until the final weeks and days of the open enrollment period (which closed on March 31) to sign up for Obamacare. Many were allowed to finish the enrollment process after March 31, due to the flexibility the Obama administration granted. Consequently, many Americans on the new marketplace simply didn’t owe any premiums by April 15.
“Americans are not in the habit of paying something earlier than they have to,” said Tim Jost, a consumer advocate and professor of health law at Washington and Lee University
I knew this would happen! And what’s sick is, insurance companies suspend insurance to customers until payment is made BUT insurance companies still get the monthly Obamacare Healthcare Credits. Example, if the cost of the monthly premium is $480.00 and the person incomes indicates a $200.00 month healthcare credit, that amount is sent by Uncle Sam to the insurance company and the insurance company bills the customer thee other $280.00.
Many people on a fixed incomes who are not at poverty level don’t receive medicaid or medicare live check to check and when it’s time to decided who get’s paid at the end of the month such as electric, car insurance, food, unforeseen car repairs and other incidentals, Obamacare premiums are most likely last on the list. Also, those with the Bronze Plan have a $5600.00 deductible and a $6300.00 out of pocket max. Those bills to doctors have to be paid on top the premium.
So be fair and go with 30% of the 67% just signed up and first month’s premium is due. Odds are 15% of that 30% won’t pay so make the 67%, 52% Still over 50% aren’t paying their premiums but insurance companies are still getting the healthcare credits sent to them.
Once again insurance companies make out like bandits!