Danger Will Robinson! Electronic card insurance cards!

147th General Assembly
House Bill # 258

Primary Sponsor:

B. Short

Additional Sponsor(s):    Sen. Bushweller


Reps. Baumbach, Hudson, J. Johnson, Q. Johnson, Keeley, Osienski, Paradee, D. Short, D.E. Williams

Introduced on :


Long Title:



This bill allows for the insurance cards in an electronic format to be used as proof of insurance. Using an electronic format would not act as consent to access other contents on the device, nor would it expand or restrict investigative or search authority. Law enforcement officers, justice of the peace, and other state officials are not liable for any damage to the device that is the result of the insured using it to present proof of insurance.

Current Status:

Out of Committee   On   04/02/14

Full text of Legislation: 

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Full text of Legislation:

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OK idea is a good one but! Would allow a police office to take you smart phone back to his patrol car?

a. Presentation of proof of insurance in electronic format shall not constitute consent for law enforcement, justice of the peace, or other state officials to access other contents of the cellular phone or other portable electronic device, and shall not expand or restrict authority to conduct a search or investigation.

b. Law enforcement officers, justice of the peace, and other state officials shall not be liable for any damage to a cellular phone or portable electronic device resulting from its use to present satisfactory proof of motor vehicle liability insurance coverage.

So now a driver reaches in their pocketbook or briefcase to retrieve their mobile device! If I were a patrol officer my hand would be on my 9 (don’t go their Kavips). One split-second could be error and somebody get’s shot! Yes many of us reach in our glove-box and a little case holding our registration and insurance card. But the police officer’s line of vision is much clearer! I just don’t like it! Honestly, how hard is to make sure you put your insurance card in the glove-box? A black smartphone in the palm of one’s hand at night can cause a little confusion! Not even the risk on one death is worth it! Also, we don’t need to add more stress the our police officer’s life! It’s hard enough just walking up a the driver’s window these days! What next electronic driver license?   


3 responses to “Danger Will Robinson! Electronic card insurance cards!

  1. Should have warned me. Now I got coffee all over the keyboard… 😦


  2. I don’t know about that, but we could at least allow auto insurance customers to download proof-of-insurance from their company’s website. I understand this is state-by-state and Delaware doesn’t allow it. Seems like the damn thing never comes on time and is always out of date, and I have to keep looking for it in a sea of junk mail and ask them to send a new one.


    • kilroysdelaware

      I can go on my insurance company’s website and print and new card! I just think handing the police or even reaching for your smart phone is looking for trouble. A cell pone / smart phone in one’s hand could be mistaken for a gun! So big deal you get a ticket / court summons for not carrying proof of insurance. You’ll learn next time to be responsible. Also, when you provide proof of insurance you’re not charge with driving without insurance! Summons in for no proof of insurance. It will only take one death to realize the error of this legislation and one life is not worth the risk!.